About Simplicents
Simplicents is a simple personal finance app for tracking the bills you pay every month and the money you have left after them.
The app is built around one clear monthly view. You save the payees you pay regularly, such as utilities, rent, insurance or subscriptions, and Simplicents generates that month's list of bills for you. Every bill shows its category, payment method and due details, so you can mark it paid, record a confirmation number, and watch the outstanding total for the month go down as you work through the list. One-off purchases go into a short expense ledger that debits straight from what is left in your budget.
Alongside the bills, you enter your income for the month, both gross and net, and Simplicents immediately shows your remaining budget: what you still owe, what you have already spent, and what is genuinely left over. There are no spreadsheets to maintain, no bank connections to authorise and no categories to build from scratch before the app is useful.
Simplicents is for anyone who wants a fast, honest picture of their month without learning accounting software: households paying a fixed set of bills, people on a single income who want to see where the money goes, and anyone who simply wants to stop guessing whether the rest of the month is covered. If you can list your bills and your income, you can use it.
It is built and maintained by a small, independent team that designs straightforward personal finance software. Your financial records stay private to your account, we do not sell your personal financial information, and the app is offered as a free trial so you can see whether it fits how you already manage your money.